applying torah to life

when you find yourself in a certain situation & you feel that there might be a halakik ruling regarding it- may it be Orech Hayim Yoreh Deah Even Ezer Chosen Mishpat- please remember to use your mind & think according to the following order,caution do not go to step 2 before you haven't finished %100 step 1
1)what is exactly your question.
example:i drove down the road erev tisha beav in my red car & i had all of my children in the car, i was rushing home so i bumped into someones green car,
that wasn't parked close enough to the curb, it costs 200 dollars to fix the car, must my insurance pay ?

let me rephrase this question & erase all irrelevant points,or if you wish let us break it down to a primitive level -by the way the most complicated mathematical formula or theory,can be broken down to plus & minus! every thing is built on those two foundations! you must be a great expert to strip layer after layer,until you reach the "atomic level".

the same applies to every so-called "complicated Sheilah"
so we rephrase :A damaged B's article, caused by B's slight negligence.
THAT'S IT the rest of the story is JUST there to CONFUSE YOU

we are not done yet ,ask yourself a VERY FUNDAMENTAL question, did A really damage B's article?

let us answer the second question, first. In the US culture a car is NOT a machine to carry weight --like a hand truck-- rather a status symbol, a scratch on the car is a scratch on you, very similar to dressing up with high end clothes.Also since the
invention of "insurance" , "insurance" must pay, not you.

now we have done the FIRST step of the process.this step is usually the hardest to discern and be extremely patient in this step, it is very easy to fall into all kinds of "traps",& getting the wrong "atoms". and thereby rendering step 2 useless & comical

step 2 :please go back to step 1....(like a programing "loop")...end
when done,find in Torah the answer for this and that "atom" ="primitive" (used in programming)

So let's ask :does the TORAH RECOGNIZE THE symbolism of the car or is it a modern idol.

for the first "atom": find cases where Adam Hamzik is Potur because B's negligence, then find contrary cases,& see to which this case is more alike.(I think the contrary cases will do better...)